Crohns Disease and Health Insurance

Crohn's Disease Forum

Help Support Crohn's Disease Forum:

Joined
Jul 31, 2010
Messages
8
I don't have health insurance. I could never afford the $350+ per month it cost and was always pretty healthy, so just went without. Now that my guts are dying on me, I'm in BIG trouble. My last two ER visits cost me $13,000 and $5,000 respectively and I still am having major health issues.

There's no way that any health insurance will take me on at this point. Does anyone have any ideas what I can do? I'm in the USA.
 
Hi Very Scared, you are in quite a pickle. I am not from the US and if you are in alot of pain the ony thing you can do to get out of immediate pain is Prednisone but you need to see a dcotor for that. Not sure if you have a doc but see if he/she will prescribe it. It is dirt cheap but you cant stay on it long term but it could buy you some time and relief. I am not a doctor but I it is the only thing I can think of. So sorry if you are in alot of pain.

I am sure someone from the US can help you, hope you find a way. Hugs.
 
Hey there! So sorry to hear you're sick without insurance. I know the feeling. I'm in the US and don't have health insurance either. Well, actually now that my husband has a job where we can get onto group insurance I will have coverage soon, except it won't cover "pre-existing" for a year so I might as well not have any.

I flared last summer and had to stop working. My husband was a student at that point, so our income was very low, but not low enough to qualify for medicade. I had to go back to a GI, and I found a clinic connected to a large hospital that offered financial aid - because of our low income I received very large discounts on office visits/my colonoscopy. I don't know what will happen now that my husband's employed full-time again, though, because they'll have to rework my amount of aid based on our income. So call around and ask about financial aid/charity aid.

Last Dec I was hospitalized out of state for blood clots. The hospital I ended up at was a Catholic hospital (I'm not Catholic, just for the record) and I was shocked at how much charity aid they gave me - totally saved me from a financial nightmare. They said it was their mission to help people. So if there is a Catholic hospital near you I think it would be worth calling and talking to someone in their financial aid office.

For prescriptions, I use Walgreen's. Their prescription savings card costs $20/year and saves me 50% on the meds I take. Costco.com pharmacy is also pretty cheap but I personally don't like to mail order my meds.

Pretty much what I've learned is that you have to ask everyone if there is any sort of aid/discount/help! for you because you don't have insurance. Nobody I've dealt with advertises that fact.

Other folks are dealing with this, too - I'm sure you'll get more advice. This is just what I've figured out. Hang in there - this is no picnic.
 
veryscared first check with your state,most states have a program for people with serious diease and no ins,Crohns would qualify,in Califorina i think they call it Medacal,second choice is social security you can get the medical care you need but you have to get in the system,good luck!!
 

Latest posts

Back
Top