Ughh...so frustrating that they would use a loophole like the fda approval when your only other option is pred, which should only be used for very short term emergent situations. My doctor is a big proponent of giving biologics much earlier in the disease because that is exactly when they are most affective. Don't the insurance companies realize that Cimzia still cheaper than paying for surgeries, hospitalizations, etc.?
Does your doctor do enough arguing for you? (or does he have people in his office who are good at it and will do it?). Sometime you just need to wear them down with the right arguments but it's only medical professionals who can convince them not patients. I'm on a pretty stingy hmo plan but my doctor and his team don't give up until they get the answer they want. So far it's worked for me. Been on Cimzia for 8 mos and while i had to double the dose to 2x per mos. because it started not working on just once a month, it's been a really easy to tolerate drug for me. I'm just starting the new dose so too soon to tell whether it will do the trick. GOOD LUCK!