Ok - to get this straight - the corporation can dictate what insurance coverage its' employees may choose to receive.....
Whatever happened to freedom of choice? Couldn't an employee be given a choice of different plans/coverages (like we have where I work) - and if there is a plan that doesn't provide a specific benefit (or does) - the employee can make that choice.....
The current insurance provider I have, I chose because of the coverage.....it had better coverage for what I needed with my history vs. other plans....
Yes and no.
Here is my take on it. Corporations get to pick what insurance coverage its' employees get. That's been true for a very long time. Companies can decide to give employees choices on coverage, or they can pick a single plan - that's been true for a long time (the company I work for used to give choices, now there is one choice with a couple of options, such as level of dental or drug coverage).
The Affordable Care Act changed some of this. It mandated certain aspects of the coverage, such as certain things that had to be covered in all plans, what benefits had to be offered to spouses and dependent children, etc. One of things that the ACA required was contraceptive coverage.
The Supreme Court has ruled that some of those requirements, particularly contraceptive coverage, must be waived, if the closely (privately) held company (not a publicly traded corporation) has specific religious reasons for not wanting to pay for such coverage.
I don't have a clue as to how this will impact IBD patients. My first guess is not much. Yes, there are religions that forbid blood transfusions, but such groups have not publicly expressed concerns about paying for their employee's blood transfusions.
I guess we'll just have to see....