I have an 8 year-old child who is undiagnosed. Eosinophilic esophagitis seems likely, and she is having scopes next week at Vanderbilt. We had them scheduled for last month, but had to reschedule due to inclement weather.
I learned via a $900 bill before the last scope that Vanderbilt Hospital's laboratory is out-of-network. Both the doctor and hospital, however, are in-network.
Case management ended up deciding that Vanderbilt Hospital made the mistake in processing her labs when they knew she had Cover Kids, and determined I had no obligation to pay the bill. Our nearby children's hospital, similarly, is not in-network for many labs for kids on Cover Kids, but has a system where those labs are flagged to be sent to the in-network lab. Otherwise, they would have a sideline business of suing all the parents of kids on Medicaid and Cover Kids because those children's labs weren't in-network.
My daughter's case management nurse told me that I don't have to worry about the labs being out-of-network at her upcoming scope. She said the doctor, the hospital's financial advisors, and everyone had it "beaten into them" on what they need to do.
At the same time, I'm very worried we'll end up with a $50,000 bill that I cannot possibly pay because the labs are done by Vanderbilt Hospital. (We saw the supposed best GI closer to us, and I left with zero confidence to the point I probably would forego the scope rather than let him do it.)
I asked the doctor's office to let us do the pre-op labs here the day before. So far, I've received no response.
Any suggestions on how to ensure that we don't get saddled with astronomical debt from uninsured labs?
Thank you!
I learned via a $900 bill before the last scope that Vanderbilt Hospital's laboratory is out-of-network. Both the doctor and hospital, however, are in-network.
Case management ended up deciding that Vanderbilt Hospital made the mistake in processing her labs when they knew she had Cover Kids, and determined I had no obligation to pay the bill. Our nearby children's hospital, similarly, is not in-network for many labs for kids on Cover Kids, but has a system where those labs are flagged to be sent to the in-network lab. Otherwise, they would have a sideline business of suing all the parents of kids on Medicaid and Cover Kids because those children's labs weren't in-network.
My daughter's case management nurse told me that I don't have to worry about the labs being out-of-network at her upcoming scope. She said the doctor, the hospital's financial advisors, and everyone had it "beaten into them" on what they need to do.
At the same time, I'm very worried we'll end up with a $50,000 bill that I cannot possibly pay because the labs are done by Vanderbilt Hospital. (We saw the supposed best GI closer to us, and I left with zero confidence to the point I probably would forego the scope rather than let him do it.)
I asked the doctor's office to let us do the pre-op labs here the day before. So far, I've received no response.
Any suggestions on how to ensure that we don't get saddled with astronomical debt from uninsured labs?
Thank you!