Just a heads up for people who go on holiday frequently, Lloyds TSB do a current account with travel insurance included, it costs £12 a month but it appears that you are automatically covered for Crohn's or colitis. And its worldwide cover for a couple. So that is £144 a year, I have recently paid £350 for similar cover! The terms and conditions are here: http://www.lloydstsb.com/media/lloydstsb2004/pdfs/gold_account_welcome_pack.pdf#page=27 I think its p38 with the medical stuff on, if you want to check it out.