It can vary from state to state I think but here in California it pays 100% for everything minus having to pay $5 every time you go to the ER. 100% for doctor visits, medication, tests, hospital stays, physical therapy etc (for dental in CA it only covers extractions now).Hi, all. I was just approved for SSI due to Crohn's and am waiting for the final paperwork to go through. This is a major relief and I am so glad that I was approved! Because of the state I live in, I have to apply separately for Medicaid so that I will have insurance when I turn 26 and lose my dad's insurance next month. Has anyone else done this, and does it cover most doctor/hospital/prescription costs? Thanks!
Yes I have. Its normal procedure. :hug:I heard from SS today they want me to see one of there Mental health Dr has anyone ever had go do this??????? I'm sort if nervous and stressed about it I hope I don't get a flare over this!!!!!!!!!!!
Glad you submitted your application Mike58. Basically now you play the waiting game. IF you are denied though do not discouraged, many people are denied their first time applying. You MUST APPEAL. Hope you get it and hope you don't have to wait too long. :hug: Welcome to the forum!This is my first time writing this group. So glad I found this.
I just submitted my online SSDI application.today. Now it's my turn to be nervous.
I was diagnosed with Crohn's late last year and it's been a whirlwind ever since. 4 hospitalizations, 1 major surgery to remove 18 to 20 inches of small bowel, on Remicade, Imuran, Prenisone, diabetes meds and high blood pressure meds.
Doc just started me on Welchol for the diarrhea.
I haven't been able to work since July 9th of this year. I've been on STD with my company but that is running out end of this month. I have LTD but it has a preexisting clause in it. I'm still going to apply with the LTD carrier just to cover my base. Any suggestions on getting thru with this process would be greatly appreciated.
Putting something like this together will take some time.Jennifer, I would appreciate a Q & A about SSI, SSDI. applied 2x already and was denied. I have Crohns and work 35 hours weekly. I'm exhausted and it I exhaust my sick/vacation time yearly. Could use some help with this.
From what I recall it can take around 6 months or longer to get a reply. Try contacting them to check the status in case your letter was lost in the mail or something (you only have about 60 days I think, to appeal if you were denied).Jennifer how long did it take for them to denie you each time??? Just wondering I have applied in July and still waiting??? Thanks Good luck!!!
Yes that was for SSI not SSDI. I spoke with someone at SS today and they mentioned that SSDI is not income based (so my husband's income wouldn't matter, now I'm wishing I had that).Jennifer - to be clear, this was for SSI not SSDI, correct?? I am awaiting their first decision for SSDI - which I am pretty sure is not income based, right?
I'm sure you've already been told this, but in Texas, it is almost automatic that you will be denied twice. I'm glad that you kept with it. Do you have a lawyer? Unfortunately, it is your best chance of succeeding. I went through the whole disability thing 15+ years ago and did finally get it. I'm not on it now, but it was a good thing when I needed it. Don't give up!!Not really sure why I am not in this support group. I am unemployed and about 2 months away from my court hearing (been denied twice)
Same here. I had to pay $851 per month for my health insurance, which was more than my SSI payment, until I was approved for Medicaid. Ridiculous.What really is mind-boggling is even when approved you have to pay for your insurance for 2 years before Medicare kicks in. And COBRA lasts only 18 months. So for 6 months I paid almost $700 a month for coverage. Almost my entire SSDI benefit. Insane...
Kristihelene, it took about 12 months to get my hearing (well, 9 months, but by the time I get my hearing it will be 12 months)
I found babysitting jobs to keep me floating until I am granted disability
Thanks! Yeah, there are definitely two and I always mix them up also. It's been a while since I've tackled this particular issue, but I recall talking with an SSI rep about the other one and their conclusion was because I had over some certain amount of savings and assets, I was ineligible for the second kind as well, and the stipend they offered wasn't even enough to pay my rent anyway. So I missed the first one because I didn't work enough and the second one because I worked enough to have some savings. Crazy right? But savings don't mean income.There are 2 different types of disability. SSDI and SSI. I get them mixed up, but one of them is for people that have not contributed enough to the system. Have you sought out legal advice? Disability lawyers don't get paid until you win, so its beneficial to hire one from the beginning
Thanks for the tip, I will give that a shot. I'd much rather go back to work than be on disability, but siphoning off my dad just doesn't feel right.Try to talk with a disability lawyer, like I said, they don't get paid unless you win so it doesn't hurt to see if they would take on your case.
EDIT: Jumpingjack, I copied our conversation from young adults support group into here because I think its beneficial to both support groups
I'm the same way and also had the same problem as you when I went through the whole disability process many years ago. I found a lawyer who wanted to see medical records before he formed an opinion about anything, and with this, I was successful. So many doctors wouldn't take me seriously because I never showed any obvious outward discomfort. It is a very difficult way to live, but I do understand you.I just did an online application for disability. I have done it once before and was denied. My problem is that I pretend to be super healthy when I am around people. I have never been a complainer, and my optimism is getting in the way of qualifying.
I live by the "fake it til you make it" philosophy, but strictly in a high-standard way. I can't seem to get myself to show my illness in an interview... not even with my own doctor.
Even writing this, I feel like I am whining. Am I the only one that does this? Any advice?